In situations where you have been injured due to a car accident, slip and fall, or perhaps after using a defective product or being bitten by a dog, you will find yourself being contacted by an insurance company. On the surface, this seems like a good thing, since you are assuming the company has initiated contact with you in an effort to compensate you for your injuries. However, that may not be the case. In reality, the insurance company is snooping around, trying to find out things it can use against you to deny paying you compensation. To make sure this doesn’t happen, turn to us here at Gary Phillips Accident Law.
Say Very Little
Once the insurance company contacts you, the representative will want to engage you in conversation regarding your accident. If you do so, say as little as possible about what happened, and stick only to the facts. In many cases, the insurer will try to get you to say something such as “I’m fine now” or “I’m feeling much better,” both of which will be used against you after filing a claim. Instead of taking unnecessary chances, hire a skilled personal injury attorney and let them handle all communications with insurance companies.
If an insurance company cannot get you to say much about your accident, they may instead try to capitalize on your need for money and offer you a quick settlement. While this sounds as if your problem is solved, it is anything but that. If you take the bait and accept the offer, two things happen. First, the money you receive will be far below what you will need to actually pay your medical bills and replace your lost income. But most importantly, you will lose out on your chance to file a personal injury lawsuit and get the maximum compensation you and your family deserve.
If you are now recuperating from your injuries and have an insurance company pressuring you in various ways, don’t fight the battle alone. Instead, schedule a consultation today with us here at Gary Phillips Accident Law.